IRS installment agreements
Set up a monthly IRS payment plan that fits your budget. Streamlined agreements work for balances under $50,000 and can often be arranged without full financial disclosure.
Tax Debt Relief
Owe back taxes or have unfiled returns? We can help.
Whether you missed one year or several, Tax Master DFW works with the IRS on your behalf to resolve tax debt, stop wage garnishments, negotiate payment plans, and bring you back into compliance — all from our Lewisville office serving the entire Dallas-Fort Worth Metroplex.
Back taxes
Unfiled tax returns
IRS payment plan
Offer-in-compromise
Tax lien and levy relief
Wage garnishment help
Penalty abatement
Resolution options
How we resolve back taxes and IRS tax debt
The IRS offers several programs for taxpayers who owe past-due taxes. We evaluate your situation and recommend the path that protects your income, assets, and credit.
Offer-in-compromise (OIC)
Settle your tax debt for less than the full balance when you demonstrate inability to pay. We assess your reasonable collection potential and prepare the Form 656 package for IRS review.
Penalty abatement
First-time penalty abatement and reasonable cause relief can eliminate thousands in failure-to-file and failure-to-pay penalties. We build the case and submit the request to the IRS on your behalf.
Tax lien and levy release
An IRS tax lien damages your credit, and a levy freezes bank accounts or garnishes wages. We negotiate release, subordination, or withdrawal once a payment arrangement is in place.
Unfiled return preparation
We prepare past-due returns for all missing years, claim refunds within the three-year lookback window, and present the complete filing history to the IRS to restore your account to good standing.
Innocent spouse relief
If your spouse or former spouse caused an understatement or underpayment of tax, you may qualify for innocent spouse relief. We review the facts and file Form 8857 to separate your liability.
Step by step
What to expect when resolving back taxes
Every situation is different, but the general process follows these phases.
1. Assessment and transcript review
- We pull your IRS account transcripts to see exactly what the IRS has on file.
- Identify missing returns, substitute returns filed by the IRS, and total balances due.
- Review penalties and interest to find abatement opportunities.
2. Return preparation and filing
- Prepare and file all delinquent returns, claiming every eligible credit and deduction.
- Compare IRS substitute returns against your actual numbers to reduce inflated balances.
- Request refunds for any years still within the three-year claim window.
3. Resolution negotiation
- Recommend the best resolution path: installment agreement, OIC, or currently-not-collectible status.
- Submit penalty abatement requests with supporting documentation.
- Negotiate lien releases or levy holds to protect your income during the process.
4. Ongoing compliance
- Set up current-year estimated payments to stay in good standing with the IRS.
- Monitor your IRS account for any new notices or balance changes.
- Provide quarterly check-ins so you never fall behind again.
FAQs
Back tax and IRS debt questions
What happens if I have unfiled tax returns?
The IRS can file a substitute return on your behalf, which typically does not include credits and deductions you may be entitled to. Filing your own return usually results in a lower balance due and preserves your refund rights for returns within the three-year lookback window.
Can the IRS garnish my wages for back taxes?
Yes. The IRS can issue a wage levy that requires your employer to withhold a portion of your pay. Tax Master DFW can help negotiate a release of levy by setting up an installment agreement or demonstrating financial hardship.
What is an offer-in-compromise?
An offer-in-compromise (OIC) is an agreement with the IRS to settle your tax debt for less than the full amount owed. The IRS considers your ability to pay, income, expenses, and asset equity when evaluating your offer.
Take the first step
Stop the stress — call us about your back taxes today
The sooner you act, the more options you have. Penalties and interest grow daily, so reaching out now saves money.
Visit or call
Phone
Office
150 W Main St. Suite 2A
Lewisville, Texas 75057
Email
Confidential consultations available in person or virtually. Se Habla Español.
What to bring
- All IRS notices, letters, and levy/lien documents you have received
- Prior year tax returns (if you have them)
- Income documents for any unfiled years
- Recent pay stubs and bank statements